Liability
Pays for injuries and damage you cause to others. Required by Illinois law.
Personal insurance for Illinois families
Auto, home, renters, umbrella and more, compared across 25+ carriers. We explain the options and set your coverage around how you actually live.
Carriers we quote
- Progressive
- Travelers
- Nationwide
- Liberty Mutual
- The Hartford
- Hanover
- Grange
- West Bend
- USLI
- Hagerty
- Foremost
- National General
Auto insurance
Whether you're a new driver, adding a teen, financing a car or need an SR-22, we find the carriers that price your situation fairly.
- Illinois requires liability of at least 25/50/20 plus uninsured motorist coverage
- SR-22 filings, high-risk and non-owner policies
- Discounts for bundling, safe driving and multiple cars
- Help comparing deductibles and add-ons like roadside and rental
Auto coverage in plain language
Collision
Repairs your car after an accident, no matter who was at fault.
Comprehensive
Covers theft, hail, flooding, vandalism and hitting an animal.
Uninsured motorist
Protects you when the other driver has no insurance or not enough.
Roadside assistance
Towing, jump-starts, lockouts and flat tires.
Glass
Windshield and window repair or replacement, often with a low or zero deductible.
Homeowners insurance
Protects your house, belongings and personal liability. We check replacement cost, water backup and roof coverage, the details that decide how a claim is paid.
- Dwelling, other structures and personal property
- Personal liability and medical payments
- Water backup and sump pump endorsements
- Home and auto bundle pricing
More personal coverage
Renters & condo
Covers your belongings and liability. Condo policies also cover the interior your association policy leaves to you.
Umbrella
Extra liability on top of your auto and home, usually in $1 million layers, for a lawsuit that exceeds your limits.
Landlord
For rental properties: the building, loss of rent and liability to tenants and visitors.
Classic car
Agreed-value coverage for collector vehicles through specialty carriers.
Flood
Standard home policies exclude flood. We quote NFIP and private flood options.
Motorcycle & recreational
Motorcycles, boats and RVs, priced with carriers that specialize in them.
Personal insurance questions
What is an SR-22?
An SR-22 is a certificate your insurer files with the Illinois Secretary of State to prove you carry the required liability coverage, often after a license suspension or certain violations.
Will switching cancel my current policy?
Not automatically. Once your new policy is active, we help you cancel the old one so there's no gap in coverage.
Do renters really need insurance?
Your landlord's policy covers the building, not your belongings or your liability. Renters coverage is usually inexpensive and many leases require it.
Ready to compare your options?
Tell us what you need to cover. An agent will review carriers and call you back, usually the same business day.